The Advantages And Disadvantages Of Single Payer Health Care

The always rising cost of health care has lead to various individuals trying to understand their health coverage option and also search for other different health care packages which will save them money. One of the most controversial options that will save people money is the single payer health care. This package involves the citizens paying taxes for the various health care services which are offered by the government to every lady, gentleman & child. This system has been used in Canada and various European countries for years now.

The advantages of single payer health care

This package involves everyone paying the taxes for the different services provided by the government. With this package, the government guarantees every individual irrespective of his/her economic and social status, age and health status some health care when sick. This package will save a lot of lives as everyone’s health needs will be catered for by the government.

The physician will have an easier time in the hospital after admitting a patient and diagnosing him. This system eliminates the complex billing procedure which various physicians have to follow every time they diagnose a patient. This billing statement has to be signed by the personnel in-charge, so introduction of this package eliminates this process.

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With everything provided by the government, the price of health care provision will be reduced because the hospital will become a non-profit organization. The hospitals will no longer have many corporate executives who draw gigantic salaries & bonuses. This will also eliminate the need for the corporate executives to maximize profits for the hospitals shareholders.

With this package you do not have to worry about being denied the health care services because of money or insurance coverage. This will eliminate the need for health indemnity covers. Even though this increase in taxes will seem high, it is quite lower for individuals who normally pay costly indemnity packages. This package will be cheaper and affordable for the lowly paid individuals.

Although the doctors will be paid less as government salaried employees, they will get various bonuses. If their patients decide to take-on a lifestyle change which will help deal with the rising health care costs the doctors will then get bonuses, which is unlike the other fields where the employees do not get any bonuses for saving the government some money.

The disadvantages

Various single payer system critics claim that this system will be centered-around the government and quite frankly various individuals don’t want to give the government this much power. This system will eradicate competition in this field, thus making it impossible for the individuals to seek health care services somewhere different. This will make it hard for various individuals to have various procedures crucial for their health.

Since everything is paid for by the taxes in this system, many people hate the idea that their money will be paying and supporting the unhealthy decisions of others. The government bureaucratic procedures & budget issues will rationalize the health care resulting in selection of the medical procedures which will be deemed necessary which will be catered for, while the others will not be catered for.